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Consumer help: banking, loans, credit, debtConsumer help: banking, loans, credit, debt

first_imgDo you have a complaint about your bank? Are you being ripped off by a loan shark, or threatened by a debt-recovery agent? Protect yourself from unfair practices, get to know your rights, find out if your lender is registered, or check your credit rating.Consumers have legislative protections against misleading credit practices. (Image: Brand South Africa/Graeme Williams)Brand South Africa reporterNational Credit RegulatorThe National Credit Regulator (NCR) is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring the enforcement of the National Credit Act.The Act requires the regulator to promote the development of an accessible credit market, particularly to address the needs of the historically disadvantaged, low-income earners, and remote, isolated or low-density communities.The NCR is also tasked with registering credit providers, credit agencies’ and debt counsellors and handling disputes between consumers and agencies. You can lodge complaints against any institution offering credit, against a debt counsellor and a credit bureau provided the NCR has jurisdiction.Debt counselling: you may apply to a debt counsellor to be declared over-indebted. See the NCR’s Consumer Assistance section.Call centre: 086 062 7627Ombudsman for Banking ServicesClients with complaints against their banks can approach the Ombudsman for Banking Services (OBS) for assistance.Got an unresolved dispute with your bank? A complaint about a banking service or product?The Ombudsman for Banking Services provides an independent, free, informal and confidential dispute resolution service.You must, however, first complain to your bank – the ombudsman will need your complaint reference number, as well as copies of correspondence between you and your bank.Micro Finance Regulatory CouncilThe Micro Finance Regulatory Council is a private, non-profit body originally set up to regulate the micro-lending industry and protect the interests of consumers. Many of its functions and responsibilities now fall under the National Credit Regulator (see above).The council’s website offers information on what your rights are and ways to protect yourself from unfair practices. If you would like to lodge a complaint against a micro lender, you will need to contact the NCR.Credit problemsYou can check your credit rating or get advice on credit problems from either of two major credit agencies’. The National Credit Act entitles you to one free credit report a year. Additional reports will set you back a small fee.ExperianTransUnionThe recently opened Maponya mall. The R650 million ( approximately $100 million ) is the third, and now largest, shopping center to be opened in Soweto. Johannesburg South Africa.Credit Information OmbudIf a credit bureau (see above) is unable to resolve your credit problem, your next line of recourse is the office of the Credit Information Ombud. A voluntary, independent association reporting to an industry council, the Credit Information Ombud seeks to resolve complaints from consumers and businesses that are negatively affected by credit information.Call centre: 0861 OMBUDS (0861 662837)Association of Debt Recovery AgentsA non-profit industry regulated body, ADRA will investigate complaints against its members.Would you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

NAB 2016: ARRI Purchases the Artemis Trinity, Announces New Lenses, and MoreNAB 2016: ARRI Purchases the Artemis Trinity, Announces New Lenses, and More

first_imgARRI purchases one of the coolest stabilizers out there and showcases other new technologies at NAB 2016.Exciting news from ARRI out of NAB 2016. The company will now be the exclusive seller of the Artemis Trinity stabilizer. Plus, new SkyPanel updates make coloring a set a breeze.ARRI Artemis Trinity and MaximaOne of my favorite rigs at IBC 2015 was the Sachtler/Vitec Artemis Trinity stabilizer, which has since been acquired by ARRI. The company announced a production version of the Trinity and is currently demonstrating the latest improvements on the NAB floor.Trinity stands out from other systems by combining well-established mechanical camera stabilization with modern, 32 bit ARM-based gimbal technology. This combination enables uniquely fluid, wide-ranging and precisely controlled movements for unrestricted shot-making and total creative freedom.Curt O. Schaller, who developed Trinity and – together with Dr Roman Foltyn of FoMA Systems – invented the Maxima gimbal that functions as the head of the system, is joining ARRI as Product Manager Camera Stabilizer Systems. His long-term colleague Jörg Pitzing is also moving to ARRI and will oversee service support for the product range. The Trinity works wonderfully with the ALEXA Mini, but can even accommodate film cameras like the ARRIFLEX 235 and 416. Users can even use telephoto lenses on the Maxima gimbal, controlling movement with a joystick.Image via FoMA SystemsARRI is also taking over sales of the Artemis Maxima standalone gimbal head was well. The Maxima features weight compensation, meaning users will not have to rebalance when changing lenses. Initial shipments are scheduled for May 2016.ARRI/Zeiss Master Anamorphic LensesARRI and Zeiss have introduced two new lenses — the MA28 and MA180 — at NAB 2016. The MA28 is a 28mm lens with T1.9 aperture speed, ideal for low-light work and shallow depth of field. The MA180 is a 180mm lens with T2.8 and a front diameter of 95mm, optimized for use with the ARRI LDS Extender 1.4x to extend focal lengths to 250 mm or the LDS Extender 2.0x to achieve focal lengths of 360 mm.The prototypes can be seen on the NAB floor at the ARRI booth.ARRI SkyPanel Firmware UpdateARRI has also announced an update to the popular SkyPanel series of lights. Here are some of the most exciting new capabilities.Rosco/Lee Gel LibrariesEmulate a variety of well-known lighting gels in seconds via the onboard controls or through DMX.Low End ModeGenerate accurate CCTs with high color rendition and smooth dimming at very low-light levels. Tungsten ModeMimic the dimming curve and strike on-and-off effect of a traditional tungsten lamp. The CCT warms as the light is dimmed. When the intensity drops to zero quickly, there is a short afterglow of warm light.Dimming CurvesSkyPanel dimming allows different behaviors for specific applications. The exponential curve provides fine control at the low end of the dimming scale, while the logarithmic curve allows for better control at the high end. The ‘S’ curve gives both high and low-end dimming fidelity, but limited control in the middle, and the linear curve gives a one-to-one translation of the output to intensity level.DMX Fan ControlFor added control and to eliminate any sound, the SkyPanel fans can now be set to different modes (or even turned off) for short periods of time. The SkyPanel will protect itself from damage by turning the fans back on at a very low level if the LEDs get too hot. Save/Load Presets via USBStore and recall up to ten different user presets. Save these presets to a USB stick and transfer them to easily change another SkyPanel. Camera ShowreelsAs the standard camera of so many major motion pictures, ARRI had plenty of footage to show off — including the work of three-time Oscar winner Emmanuel Lubeski (Birdman, The Revenant), Roger Deakins’ stunning cinematograpy in Sicario, as well as plenty of commercial shoots.The Looks of AlexaAmira NAB ShowreelAlexa NAB ShowreelAlexa Mini NAB Showreellast_img read more

Jamaica stuns Mexico to reach CONCACAF Gold Cup finalJamaica stuns Mexico to reach CONCACAF Gold Cup final

first_imgKhali aids Mahal to retain WWE title at WWE Battleground Lawrence scored on a clutch 24-yard free kick in the 88th minute, and Jamaica advanced to the final with a 1-0 upset victory over Mexico on Sunday night.“I think our guys were hungry,” Jamaica coach Theodore Whitmore said. “They needed it more than the Mexicans, and we did what we had to do.”FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsJamaica will face the United States on Wednesday night at Santa Clara, California. With a victory over the home team, the Reggae Boyz would claim their first championship in soccer’s North and Central American and Caribbean region.“The best way I could put it is the Biblical story,” Whitmore said. “David slew Goliath.” Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games MOST READ LATEST STORIES El Nido residents told to vacate beach homes Robredo should’ve resigned as drug czar after lack of trust issue – Panelo Lacson: SEA Games fund put in foundation like ‘Napoles case’ National Coffee Research Development and Extension Center brews the 2nd National Coffee Education Congress The Reggae Boyz have reached the final for the second straight Gold Cup, but this stunning upset at the Rose Bowl ranks among their biggest international wins. Mexico has won seven Gold Cup titles, the U.S. five and Canada one.“That’s a cycle we want to break,” Whitmore said. “That’s something we sit and discuss. It’s always Mexico, U.S. We want to be in that group. We want to be a team, a country that someone can talk about, and that’s what we’re working toward.”Jamaica goalkeeper Andre Blake kept this game scoreless with a series of impressive saves while Mexico dominated possession with a lineup missing most of El Tri’s most-accomplished players.But after Lawrence repositioned the ball in a bit of shifty gamesmanship, his late strike froze Mexico goalkeeper Jesus Corona. The ball curled over the wall and slipped just below the bar for the New York Red Bulls defender’s third international goal and first in three years.The 24-year-old Lawrence doesn’t take free kicks for his MLS club, but Whitmore knew his quality from recent practices.ADVERTISEMENT Sports Related Videospowered by AdSparcRead Next Church, environmentalists ask DENR to revoke ECC of Quezon province coal plant Mexico’s Jesus Molina (5) reacts as players celebrate a goal by Jamaica’s Kemar Lawrence during the second half of a CONCACAF Gold Cup semifinal soccer match in Pasadena, Calif., Sunday, July 23, 2017. (AP Photo/Jae Hong)PASADENA, Calif. — After Kemar Lawrence ripped and exquisite shot over Mexico’s five-man wall and into the top corner for one of the biggest goals in Jamaican soccer history, the defender hushed his teammates and refused to celebrate.These Reggae Boyz are staying cool, even after a goal that sent them into the CONCACAF Gold Cup final with a chance to make history.ADVERTISEMENT Trump strips away truth with hunky topless photo tweet FEU Auditorium’s 70th year celebrated with FEU Theater Guild’s ‘The Dreamweavers’ Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ “The New York Red Bulls probably have a better kicker than Kemar Lawrence,” Whitmore said with a smile. “Now, Jamaica’s team needs Kemar Lawrence in dead-ball situations. It’s a totally different thing. Probably when the New York Red Bulls see this tonight, they might (want him) to take free kicks.”Trying to win its second consecutive Gold Cup and fourth in five tournaments, Mexico used the deeper reaches of its player pool following the World Cup qualifiers and the Confederations Cup last month. While teams were allowed to make up to six substitutions for the knockout rounds, El Tri coach Juan Carlos Osorio said he was blocked by Mexico’s clubs.Mexico hadn’t trailed in the tournament before Lawrence’s late goal, but El Tri also hadn’t been impressive — no player scored more than one goal.“This is a process, and it takes a lot of work to get a team that can compete in a World Cup,” assistant coach Luis Pompilio Paez said. “This is not a sufficient result, but this is the middle of the process. I saw a team that gave everything. We always respect what the other team does. We just needed to get a goal, and we didn’t have the right circumstances. Embarrassment, sadness — as a team, we feel it.”Blake also starred 11 days ago when Mexico and Jamaica played to a 0-0 draw in Denver. With the Philadelphia Union keeper playing exceptionally well, Jamaica has allowed only two goals in the tournament.The semifinal crowd was dominated by Mexico’s vast Southern California fan base, yet the Rose Bowl was less than half-full with just 42,393 fans. The absence of Chicharito Hernandez and other top Mexican stars, combined with El Tri’s unattractive performances in the Gold Cup to date, apparently kept many of their usual faithful at home.FIFA President Gianni Infantino watched the semifinal from the Rose Bowl stands. So did Osorio, who served the fifth game of a six-match FIFA ban for his conduct toward officials during the Confederations Cup.Mexico beat Jamaica in the 2015 Gold Cup final, and El Tri also defeated the Reggae Boyz 2-0 at the Rose Bowl just 13 months ago during the Copa America. Jamaica finally got one back, beating Mexico for the first time in the teams’ eight Gold Cup meetings.Blake made two brilliant saves in succession in the 12th minute, diving twice to stop close-range chances by Jesus Duenas and Erick Torres, the Houston Dynamo star and the only player on the current roster from outside Mexico’s domestic leagues.Blake did it again in the 25th minute, stopping Torres’ point-blank header from the top of the 6-yard box with improbably quick reactions. Don’t miss out on the latest news and information. View commentslast_img read more