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Local TDs echo calls for immediate action on insurance costsLocal TDs echo calls for immediate action on insurance costs

first_imgWATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads RELATED ARTICLESMORE FROM AUTHOR Print Advertisement Limerick Fianna Fail TD Niall Collins Limerick Artist ‘Willzee’ releases new Music Video – “A Dream of Peace” Limerick’s National Camogie League double header to be streamed live BusinessNewsLocal TDs echo calls for immediate action on insurance costsBy Staff Reporter – February 15, 2018 4398 Twitter WhatsApp LIMERICK TDs have re-echoed the sentiments of business owners that insurance costs were becoming a major inhibitor to business expansion. Fianna Fail’s Niall Collins, who is party spokeman on jobs, enterprise and innovation said that Limerick had the highest number of claims in the country per 1,000 head of population and this was nothing short of “shocking”.Sign up for the weekly Limerick Post newsletter Sign Up “At Oireachtas Committee meetings, we are hearing the same message and this is formulating the findings for a report on the cost of doing business in Ireland. “Insurance is coming up repeatedly as being a major inhibitor with some saying that costs are increasing threefold”, he said. “Some businesses are being left until the last day of renewal before having prices jacked up in cases of price gouging and this can’t continue.”“More insurers need to be introduced to the market, there needs to be more transparency brought into the pricing and there is an immediate need establish a claims database register. He added that recent figures in the indicate upwards of 70 per cent of claims are settled outside court where “costs data is not being captured.”“The UK concept of care rather than cash as part of a settlement should also be incorporated into the claims procedures.“Instead of a full cash payout, claimants would receive a care plan as part of their settlement where the likes of physiotherapy sessions or treatments would be given”, he suggested.Limerick Fianna Fáil TD Willie O’DeaParty colleague Deputy Willie O’Dea said there was a general feeling that nobody is being prosecuted for making fraudulent claims and questions have to be asked of solicitors who represent individuals making those claims.“We need a far more aggressive strategy to tackle insurance fraud and exaggerated claims. It is clear that this is a major driver in the cost of all types of insurance in this country. It is not fair on the law abiding individuals and businesses to incur the cost of a few people who are taking advantage of the current system. I believe that their needs to be a special Garda unit dealing with these fraudulent claims.“In January 2017 the working group published its report on the cost of motor insurance. Regrettably much of the important work outlined in this report has yet to be completed and some of the underlying issues in the motor insurance market still persist.“The report on the cost of employer and public liability insurance which has just been published is very timely.“While it is welcome, implementation is vital. It is essential that the timelines outlined in the report are met. We cannot afford to allow the current issues in the insurance market to continue for years to come,” Deputy O’Dea added.See more Limerick news here Predictions on the future of learning discussed at Limerick Lifelong Learning Festival TAGSinsurancelimerickniall collinsTDWillie O’Dea Facebook Limerick Ladies National Football League opener to be streamed live Linkedin Previous articleDramatic sign-off for new Ardscoil theatreNext articleBeyond the neon runes Staff Reporterhttp://www.limerickpost.ie Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash Emaillast_img read more

Income brackets dramatically affect life experiencesIncome brackets dramatically affect life experiences

first_img Read Full Story According to a new NPR/Robert Wood Johnson Foundation/Harvard T.H. Chan School of Public Health poll, while only 4 percent of the top 1 percent highest income adults say they would struggle to pay off an unexpected $1,000 expense, 34 percent of middle-income adults and 67 percent of lower-income adults say they would have problems paying this amount.In addition, while only 8 percent of adults with the top 1 percent highest incomes say their families have experienced serious problems paying for medical bills, dental bills, or prescription drugs in the past few years, nearly half of middle-income adults (48 percent) and a majority of lower-income adults (57 percent) say this.View the complete poll findings.Findings from this poll show stark income differences in both the ability to handle financial setbacks and quality of life. While 90 percent of adults in the top 1 percent highest income category say they are completely or very satisfied with their lives, fewer middle-income adults and lower-income adults say this, at 66 percent and 44 percent respectively. And when it comes to satisfaction in their personal financial situation, only 38 percent of middle-income adults and 20 percent of lower-income adults say they are completely or very satisfied, compared to 87 percent of the top 1 percent highest income adults.There are also differences in reported anxiety among groups, as only 9 percent of the top 1 percent highest income adults say they are very anxious about their future, compared to 19 percent of middle-income adults and 29 percent of lower-income adults.This poll, “Life Experiences and Income Inequality in the United States,” was conducted among a national sample of 1,885 adults living in the United States. The sample was stratified in four groups by household income: adults in the top 1 percent highest income households (earning at least $500,000 per year), adults in higher-income households (earning $100,000-499,999 per year), adults in middle-income households (earning $35,000-99,999 per year), and adults in lower-income households (earning less than $35,000 per year).Due to the heterogeneity of incomes in the higher-income household category, analyses in this report focus on differences between the top 1 percent highest income compared to middle- and lower-income adults, though results are included for all four income groups.“These findings reinforce national concerns about the impact of large-scale income inequality in the U.S. today,” said Robert J. Blendon, co-director of the survey and the Richard L. Menschel Professor of Health Policy and Political Analysis at Harvard T.H. Chan School of Public Health.Despite research showing several other factors such as family income, neighborhood, and race and/or ethnicity are closely tied to economic achievement, fewer than four in 10 adults across all income groups believe these factors are essential or very important to being economically successful in America today.“It is simply unacceptable in a country as wealthy as ours that so many people lack sufficient income to pay for health care, housing or even food,” said RWJF President and CEO Rich Besser. “We need to address income inequality if we truly want everyone to have a fair and just opportunity to live the healthiest life possible.”last_img read more